Terms and Conditions

​Effective Date: 01.04.2022

 

Welcome to www.sjbhandari.com (the “Website”). By accessing or using this Website, you agree to comply with and be bound by these Terms and Conditions. Please read these terms carefully. If you do not agree, you must discontinue use of the Website.​

 

1. Definitions

 

1.1 “We,” “us,” or “our” refers to the owner of the Website, Siddharth J Bhandari & Associates, Chartered Accountants with a registered office at No.14,  Ground Fllor, Thalagiri Iyyer Street, Tiruvannamalai, Tamil Nadu – 606 601.

 

1.2 “You” or “your” refers to the user or viewer of the Website.

 

1.3 “Services” refers to the professional services, digital marketing courses, accounting consultancy, or other offerings provided through the Website.

 

2. Acceptance of Terms

 

2.1 By using this Website, you agree to be bound by these Terms and any applicable laws and regulations.

2.2 If you use our Services, additional terms may apply (e.g., Tax filings, consultancy contracts). These are supplementary and do not override these general Terms.

 

3. Website Use

 

3.1 Eligibility

You must be at least 18 years old or the age of majority in your jurisdiction to use this Website.

 

3.2 Access and Account Security

You are responsible for ensuring that your login credentials (if applicable) remain secure. We will not be liable for any unauthorized access to your account.

 

3.3 Prohibited Activities

When using the Website, you agree not to:

            •           Use the Website for illegal purposes or activities.

            •           Distribute malware, viruses, or harmful content.

            •           Engage in activities that disrupt the Website’s functionality or security.

            •           Attempt to reverse engineer, disassemble, or tamper with the Website.

            •           Use bots, spiders, or automated tools to access or scrape the Website’s content.

 

4. Services Provided

 

4.1 General Information

The Website provides Finance consulting and auditing services,  and information related to accounting and Taxations. These materials are provided for informational and training purposes only.

 

4.2 Accuracy and Updates

We make reasonable efforts to ensure the accuracy of the content but cannot guarantee that all information is current or error-free. Always consult a professional for advice tailored to your situation.

 

4.3 No Professional Relationship

Accessing this Website does not create a client-consultant relationship unless explicitly agreed upon through anagreement.

 

5. Payment and Refunds

 

5.1 Pricing

All prices for services are subject to change without notice.

 

5.2 Payment Terms

Payments must be made in full before accessing paid content or services.

 

5.3 Refund Policy

Refunds are only available under specific conditions outlined in our Refund Policy. Digital products, once accessed ordownloaded, may not be refundable unless there is a technical issue that we cannot resolve.

 

6. Intellectual Property Rights

 

6.1 The content on the Website, including but not limited to text, graphics, logos, images, videos, and software, is the intellectual property of Siddharth J Bhandari & Associates, Chartered Accountants unless stated otherwise.

 

6.2 You may not reproduce, distribute, or modify the content without explicit permission. Unauthorized use may result in legal action.

 

7. Privacy Policy

 

Your privacy is important to us. Please review our Privacy Policy to understand how we collect, use, and protect your data.

 

8. Disclaimers

 

8.1 No Guarantee of Results

We do not guarantee specific outcomes or results from using our Services or content.

 

8.2 Limitation of Liability

We are not liable for any direct, indirect, incidental, or consequential damages arising from your use of the Website, including loss of data or financial loss.

 

9. Third-Party Links and Resources

 

9.1 The Website may include links to third-party sites for your convenience.

9.2 We are not responsible for the content or practices of these third-party sites. Accessing them is at your own risk.

 

10. Termination

 

10.1 We reserve the right to suspend or terminate your access to the Website at any time for breach of these Terms.

10.2 Upon termination, you must immediately cease using the Website and destroy any downloaded materials in your possession.

 

11. Governing Law

 

These Terms and Conditions are governed by the laws of Tiruvannamalai, Tamil Nadu. Any disputes shall be resolved in the courts located in Tiruvannamalai, Tamil Nadu.

 

12. Changes to Terms and Conditions

 

We reserve the right to update these Terms at any time. Updates will be posted on this page, and your continued use of the Website constitutes acceptance of the revised terms.

 

13. Contact Us

 

If you have questions about these Terms, you can contact us at:

            •           Email: info@sjbhandari.com

            •           Phone: +91 87785 996 96 / 74068 234 15

            •           Address: No.14, Ground Floor, Near Jai Gurudev Dry fruits and Nuts,

                                         Thalagiri Iyyer Street, Tiruvannamalai – 606 601, TN